Credit Repair Database

Many of you have asked what your credit score is if you've never had a credit card or line of credit taken out under your name.  The FI...

Per federal law in the United States, each person is entitled to a free credit report from all 3 agencies (Transunion, Equifax, and Experia...

A lender approves your loan based on the amount of risk you pose.  Your credit score is able to depict the amount of risk in a measurable n...

One of my readers asked how bankruptcy affects a married couple.  If a couple files for bankruptcy while married, both of their credit scor...

As a follow up to my previous piece, I wanted to provide more information on a bankruptcy's effect on your credit score.  Your credit s...

If you end up filing a Chapter 7 or Chapter 13 Bankruptcy, expect your credit score to dip at least 200 points.  All of your past open acco...

One method people use to boost their credit score (or repair credit) is adding tradelines, which is simply adding other credit accounts (us...